What Can You Claim For?
If you served in the UK Armed Forces and have a service-related injury, you may be entitled to compensation. Explore the claim types we handle below.
- No Win No Fee
- Free Hearing Test
- Keep 100% Compensation
Hearing Loss Claims
Noise-induced hearing loss (NIHL) is the most common service-related injury among UK veterans — caused by repeated exposure to gunfire, explosions, aircraft engines, and heavy machinery during service.
- Caused by noise exposure during service — gunfire, engines, explosions, machinery.
- Symptoms: difficulty hearing conversations, turning up the TV, muffled sounds.
- Typical payout: £5,000–£60,000+ depending on severity.
- Free hearing assessment included to support your claim.
Tinnitus Claims
Tinnitus — persistent ringing, buzzing, or whistling in the ears — is the #1 disability among UK veterans. It often develops alongside hearing loss but can also occur on its own.
- Constant or intermittent ringing, buzzing, whistling, or hissing in the ears.
- Can be claimed separately or together with hearing loss for a higher award.
- Typical payout: £4,000–£15,000 on its own — more when combined.
- Can significantly affect sleep, concentration, and mental wellbeing.
Cold Injury Claims
Non-Freezing Cold Injury (NFCI) and Freezing Cold Injury (FCI) affect infantry, special forces, and sailors who faced prolonged exposure to wet and cold conditions during service — yet many veterans don't realise they can claim.
- NFCI: caused by prolonged cold, wet conditions above freezing — most common type.
- FCI: caused by sub-zero temperatures (frostbite) — less common, more severe.
- Symptoms: numbness, pain, skin colour changes, cold sensitivity in hands/feet.
- Often underclaimed — many veterans live with symptoms for years without knowing they're entitled to compensation.
PTSD & Combat Stress Claims
Tinnitus — persistent Post-traumatic stress disorder flashbacks, hypervigilance, nightmares, or anxiety linked to combat or traumatic incidents — is one of the most under-claimed conditions among UK veterans. It often develops during service but can surface or worsen years after leaving.
- Symptoms can include flashbacks, nightmares, anxiety, hypervigilance, or difficulty coping day to day.
- Can be claimed on its own or alongside other service-related conditions.
- Compensation varies by severity — assessed case by case, with a free estimate after review.
- Can significantly affect sleep, relationships, and day-to-day mental wellbeing..
Back & Knee Injury Claims
Back and knee injuries are common among military personnel due to years of carrying heavy equipment, repetitive physical training, vehicle operations, and demanding operational duties. Many veterans continue to experience long-term pain and reduced mobility after leaving service.
- Caused by heavy load carriage, repetitive training, parachute landings, and physically demanding duties.
- Common conditions include chronic back pain, slipped discs, ligament injuries, and knee damage.
- Symptoms: numbness, pain, skin colour changes, cold sensitivity in hands/feet.
- Typical payout: £5,000–£100,000+ depending on the severity and long-term impact.
Compare Claim Types
Compare the three most common military compensation claims side by side to understand the key differences.
| Feature | Hearing Loss | Tinnitus | Cold Injury |
|---|---|---|---|
| What Is It? | Permanent hearing damage from repeated noise exposure. | Persistent ringing, buzzing or whistling in the ears. | Nerve and circulation damage caused by prolonged cold exposure. |
| Main Cause | Gunfire, explosions, engines and heavy machinery. | Usually develops from the same noise exposure as hearing loss. | Cold, wet conditions and freezing temperatures during service. |
| Who's Affected? | Army, Navy, RAF, Royal Marines and Reservists. | Common across every military branch. | Mainly infantry, special forces, engineers and sailors. |
| Symptoms | Muffled sounds, reduced hearing and difficulty following conversations. | Constant or intermittent ringing, buzzing or hissing. | Pain, numbness, cold sensitivity and colour changes. |
| Typical Compensation | £5,000 – £60,000+ | £4,000 – £15,000 | Depends on medical assessment and severity. |
| Medical Assessment | ✓ Included | ✓ Included | ✓ Independent medical assessment |
| Can Be Claimed Together? | ✓ Yes | ✓ Yes | Separate claim |
Find The Right Claim
Compare the three most common military claims and quickly understand which one applies to your situation.
Hearing Loss
Most Common ClaimPermanent hearing damage caused by military noise exposure.
Gunfire, explosions, aircraft and heavy machinery.
Reduced hearing, muffled sounds and difficulty following conversations.
£5,000 – £60,000+
✔ Included
✔ Yes
Tinnitus
Often Claimed TogetherPersistent ringing, buzzing or whistling in the ears.
Usually develops after prolonged military noise exposure.
Ringing, buzzing, hissing or humming sounds.
£4,000 – £15,000
✔ Included
✔ Yes
Cold Injury
Separate Claim TypeNerve and circulation damage caused by prolonged cold exposure.
Freezing temperatures, wet conditions and harsh environments.
Pain, numbness, tingling and sensitivity to cold.
Based on medical assessment
✔ Independent assessment
Separate claim
You May Have Multiple Claims
Many veterans have more than one service-related condition. Each one is treated as a separate claim and can often be pursued at the same time.
Hearing Loss + Tinnitus
The most common combination. Claiming both conditions together can often lead to a higher overall compensation than claiming either one individually.
Hearing Loss + Cold Injury
Both conditions may arise from the same period of military service. Each remains a separate claim with its own evidence and assessment.
All Three Conditions
Some veterans experience hearing loss, tinnitus and cold injury together. Each claim is assessed independently but they can all be pursued simultaneously.
Not sure which conditions you have? That's absolutely fine. Complete our eligibility check and we'll help you understand which claims may apply to you.
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- No Win No Fee
- Free Hearing Test
- Keep 100% Compensation
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